Vantage Plans eliminate all deductibles* that a Medicare beneficiary has under Original Medicare, while enhancing many of the benefits. Under Original Medicare, most beneficiaries are not required to pay a premium and the beneficiary is still responsible for the $1067 deductible for Part A for 2009. With Vantage Plans, the deductible* and any premiums for Part A are completely eliminated.
Medicare beneficiaries who have Part A are automatically enrolled in Part B, unless they inform the Social Security Administration otherwise. Part B has a monthly premium of $96.40 and a deductible of $135 for 2009. With a Vantage Plan, beneficiaries will still have to pay their Part B premiums, but they no longer will have the deductible* attached to it.
Medicare beneficiaries that opted for Part D coverage are paying a separate premium for Part D, which generally averages about $24 a month, depending on the beneficiaries' Part D plan and location. Additionally, there is a $295 deductible for Part D coverage through Original Medicare. Vantage Plans eliminate the deductible* and premium for Part D.
Medicare beneficiaries often try to reduce their deductibles and coinsurance with Original Medicare by purchasing Medicare Supplement Policies, for which they pay a monthly premium for as well. Vantage Plans eliminate the need for a supplement policy, because Vantage Plans eliminate all deductibles*.
* with the exception of the "Zero" and "Traditional Plus" Plan.
Vantage is available in Bienville, Bossier, Caddo, Caldwell, Catahoula, Claiborne, Concordia, East Baton Rouge, East Carroll, Franklin, Grant, Jackson, La Salle, Lincoln, Morehouse, Natchitoches, Ouachita, Rapides, Red River, Richland, Union, Webster, West Carroll and Winn Parishes for individual coverage. Vantage is also available for employer groups.Click here to see an up to date map of our service areas.
Vantage Office of Group Benefits Website
130 DeSiard Street, Suite 300
Monroe, LA 71201
(318) 361-0900 · 1-888-823-1910
TTY 1-866-524-5144 (for the hearing impaired)
November 15th through March 2nd:
Seven(7) Days a Week
8:00 A.M. - 8:00 P.M. All other Dates:
Monday Through Friday
8:00 A.M. - 8:00 P.M.
Vantage Plan Overview
